/* Metrowide Appraisals - site styles */
:root{
  --navy:#0C1538;
  --navy-2:#16224F;
  --orange:#FF4F1A;
  --orange-deep:#B5360B;
  --cream:#F7F4EE;
  --white:#FFFFFF;
  --ink:#0C1538;
  --ink-soft:#3B4466;
  --on-navy:#DCE3EE;
  --on-navy-soft:#B8C4D0;
  --gold:#F4B400;
  --line:rgba(255,255,255,.18);
  --f-display:'Anton',Impact,'Arial Narrow',sans-serif;
  --f-body:'Bricolage Grotesque',system-ui,-apple-system,sans-serif;
  --f-marker:'Permanent Marker','Comic Sans MS',cursive;
  --max:1360px;
  --read:760px;
  --gut:20px;
  --sec:clamp(64px,7vw,104px);
  --r-card:32px;
  --hdr-h:76px;
}
*,*::before,*::after{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%;scroll-padding-top:calc(var(--hdr-h) + 16px)}
body{font-family:var(--f-body);font-size:18px;line-height:1.55;color:var(--ink);background:var(--cream);-webkit-font-smoothing:antialiased;overflow-x:clip}
img{max-width:100%;height:auto;display:block}
a{color:inherit}
button{font:inherit;color:inherit;cursor:pointer;background:none;border:0}
strong{font-weight:800}
h1,h2,h3{text-wrap:balance}
:focus-visible{outline:3px solid var(--orange);outline-offset:3px;border-radius:6px}
@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}*{animation:none!important;transition:none!important}}

.wrap{max-width:var(--max);margin:0 auto;padding:0 var(--gut)}
.skip-link{position:absolute;left:-9999px;top:0;background:var(--orange);color:var(--navy);padding:12px 16px;z-index:1000;font-weight:800;text-decoration:none;border-radius:0 0 10px 0}
.skip-link:focus{left:0}

/* ---------- type helpers ---------- */
.display{font-family:var(--f-display);font-weight:400;text-transform:uppercase;line-height:.9;letter-spacing:-.5px}
.kicker,.section-label{font-family:var(--f-marker);font-size:clamp(22px,2.4vw,30px);line-height:1.2;display:block;transform:rotate(-2deg);text-transform:none;letter-spacing:0;font-weight:400}
.h-xl,.section-heading{font-family:var(--f-display);font-weight:400;text-transform:uppercase;font-size:clamp(52px,8vw,120px);line-height:.9;letter-spacing:-1px}

/* ---------- buttons ---------- */
.btn,.cta{display:inline-flex;align-items:center;justify-content:center;gap:10px;font-family:var(--f-display);font-weight:400;text-transform:uppercase;letter-spacing:1px;font-size:clamp(19px,1.6vw,22px);line-height:1.1;padding:17px 32px;border-radius:999px;text-decoration:none;text-align:center;background:var(--orange);color:var(--navy);border:3px solid transparent;transition:transform .2s ease,background .2s ease}
.btn:active,.cta:active{transform:scale(.98)}
@media (hover:hover){.btn:hover,.cta:hover{transform:translateY(-3px)}}
.btn svg,.cta svg{width:20px;height:20px}
.btn-lg{font-size:clamp(21px,1.8vw,24px);padding:19px 34px}
.btn-navy{background:var(--navy);color:var(--white)}
.btn-white{background:var(--white);color:var(--navy);border-color:var(--navy)}
.cta-block{display:flex;width:100%}
.lift{transition:transform .2s ease}
@media (hover:hover){.lift:hover{transform:translateY(-3px)}}

/* ---------- ticker ---------- */
.ticker{background:var(--orange);color:var(--navy);overflow:hidden;padding:9px 0;font-family:var(--f-display);font-size:15px;letter-spacing:1.5px;text-transform:uppercase}
.ticker-track{display:flex;gap:40px;white-space:nowrap;width:max-content;animation:mw-scroll 30s linear infinite}
@keyframes mw-scroll{from{transform:translateX(0)}to{transform:translateX(-50%)}}

/* ---------- header ---------- */
.site-header{position:sticky;top:0;z-index:100;background:var(--navy);color:var(--white);transition:box-shadow .3s}
.site-header.scrolled{box-shadow:0 6px 24px rgba(0,0,0,.35)}
.hdr{max-width:var(--max);margin:0 auto;padding:12px var(--gut);min-height:var(--hdr-h);display:flex;align-items:center;justify-content:space-between;gap:20px}
.logo{display:flex;align-items:center;gap:10px;text-decoration:none;color:var(--white);flex-shrink:0}
.logo svg{width:clamp(42px,4vw,52px);height:auto;flex-shrink:0}
.logo-text{display:flex;flex-direction:column;align-items:center}
.logo-word{font-family:var(--f-marker);font-size:clamp(28px,2.6vw,36px);line-height:1;transform:rotate(-3deg);display:block}
.logo-sub{font-family:var(--f-display);font-size:clamp(10px,.9vw,12px);letter-spacing:5px;margin-top:5px;padding-left:5px}
.nav{display:flex;align-items:center;gap:28px;list-style:none;font-weight:600;font-size:16px}
.nav a,.nav-drop-btn{text-decoration:none;color:var(--white);padding:8px 0;display:inline-flex;align-items:center;gap:6px}
.nav a:hover,.nav-drop-btn:hover{color:var(--orange)}
.nav a[aria-current=page]{color:var(--orange)}
.nav-drop{position:relative}
.nav-drop-btn svg{width:12px;height:12px;transition:transform .2s}
.nav-drop.open .nav-drop-btn svg{transform:rotate(180deg)}
.nav-drop-menu{position:absolute;top:calc(100% + 10px);left:-18px;min-width:240px;background:var(--white);color:var(--navy);border:3px solid var(--navy);border-radius:22px;padding:10px;box-shadow:8px 8px 0 var(--orange);opacity:0;visibility:hidden;transform:translateY(6px);transition:opacity .2s,transform .2s,visibility .2s}
.nav-drop-menu::before{content:"";position:absolute;left:0;right:0;top:-16px;height:16px}
.nav-drop:hover .nav-drop-menu,.nav-drop:focus-within .nav-drop-menu,.nav-drop.open .nav-drop-menu{opacity:1;visibility:visible;transform:translateY(0)}
.nav-drop-menu a{display:block;color:var(--navy);padding:10px 14px;border-radius:12px;font-weight:600}
.nav-drop-menu a:hover,.nav-drop-menu a[aria-current=page]{background:var(--cream);color:var(--orange-deep)}
.hdr-phone{font-weight:800;font-size:17px;text-decoration:none;color:var(--white);white-space:nowrap;padding:10px 0}
.hdr-phone:hover{color:var(--orange)}
.hdr-mob{display:none;align-items:center;gap:8px}
.icon-btn{width:46px;height:46px;border-radius:999px;display:flex;align-items:center;justify-content:center;flex-shrink:0}
.icon-btn svg{width:22px;height:22px}
.icon-btn.call{background:var(--orange);color:var(--navy)}
.icon-btn.menu{border:2px solid var(--white);color:var(--white)}
.mnav{display:none;background:var(--navy);padding:4px var(--gut) 24px;border-top:1px solid var(--line)}
.mnav.open{display:block}
.mnav a{display:block;text-decoration:none;color:var(--white);font-family:var(--f-display);font-size:28px;text-transform:uppercase;padding:10px 0;border-bottom:1px solid var(--line)}
.mnav a.sub{font-family:var(--f-body);text-transform:none;font-size:18px;font-weight:600;color:var(--on-navy);padding:9px 0 9px 16px}
.mnav a[aria-current=page]{color:var(--orange)}
.mnav .mnav-call{border-bottom:0;color:var(--orange);margin-top:6px}

/* ---------- sticky mobile action bar ---------- */
.callbar{display:none}

/* ---------- homepage hero ---------- */
.top{background:var(--navy);color:var(--white)}
.hero{max-width:var(--max);margin:0 auto;padding:clamp(12px,2vw,28px) var(--gut) clamp(40px,5vw,60px);display:flex;flex-wrap:wrap;gap:clamp(40px,4vw,56px);align-items:center}
.hero-copy{flex:999 1 560px;min-width:0}
.hero .kicker{transform-origin:left;font-size:clamp(20px,2.2vw,30px)}
.hero h1{margin-top:6px;font-family:var(--f-display);font-weight:400;text-transform:uppercase;font-size:clamp(52px,8.4vw,132px);line-height:.9;letter-spacing:-1px;color:var(--orange)}
.hero-sub{margin-top:20px;max-width:540px;font-size:clamp(18px,1.6vw,21px);color:var(--on-navy)}
.hero-actions{display:flex;flex-wrap:wrap;align-items:center;gap:12px 24px;margin-top:26px}
.hero-call{font-weight:600;font-size:18px;text-underline-offset:4px;padding:6px 0;color:var(--white)}
.rating{display:inline-flex;align-items:center;gap:8px;margin-top:20px;text-decoration:none;color:var(--white)}
.rating .stars{display:flex;gap:2px}
.rating .stars svg{width:18px;height:18px;fill:var(--gold)}
.rating span.muted{font-size:15px;color:var(--on-navy)}
.tag-wrap{flex:1 1 300px;display:flex;justify-content:center}
.tag{position:relative;width:100%;max-width:360px;background:var(--white);color:var(--navy);border-radius:36px;padding:28px 28px 32px;transform:rotate(2deg);box-shadow:8px 8px 0 var(--orange)}
.tag-hole{position:absolute;top:20px;left:50%;margin-left:-13px;width:26px;height:26px;border-radius:999px;background:var(--navy)}
.tag-who{display:flex;align-items:center;gap:14px;margin-top:30px;line-height:1.3}
.tag-who img{width:64px;height:64px;border-radius:999px;object-fit:cover;object-position:50% 20%;border:3px solid var(--navy);flex-shrink:0}
.tag-who span{font-size:15px}
.tag-price{font-family:var(--f-display);font-size:clamp(92px,8vw,112px);line-height:.9;margin-top:20px}
.tag-note{font-weight:600;margin-top:4px}
.sticker{position:absolute;background:var(--orange);color:var(--navy);border:3px solid var(--navy);border-radius:999px;padding:8px 16px;font-family:var(--f-marker);font-size:19px;line-height:1.2;white-space:nowrap}
.tag .sticker{bottom:-20px;right:-8px;transform:rotate(-8deg)}
.proof{border-top:1px solid var(--line)}
.proof ul{max-width:var(--max);margin:0 auto;padding:18px var(--gut);list-style:none;display:grid;grid-template-columns:repeat(auto-fit,minmax(170px,1fr));gap:12px 24px;font-size:16px}
.proof li{display:flex;align-items:center;gap:8px}
.check{width:22px;height:22px;flex-shrink:0;fill:none;stroke:var(--orange);stroke-width:3.5;stroke-linecap:round;stroke-linejoin:round}

/* ---------- generic sections ---------- */
.sec{padding:var(--sec) 0}
.band-navy{background:var(--navy);color:var(--white)}
.band-orange{background:var(--orange);color:var(--navy)}
.grid3{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:16px}
.sec-head{display:flex;flex-wrap:wrap;align-items:flex-end;justify-content:space-between;gap:16px;margin-bottom:32px}
.sec-head p{max-width:440px;font-size:19px}
.center{text-align:center}

/* service cards */
.svc-card{background:var(--white);border:3px solid var(--navy);border-radius:var(--r-card);padding:30px;display:flex;flex-direction:column;gap:12px;text-decoration:none;color:var(--navy)}
.svc-title{font-family:var(--f-display);font-size:clamp(28px,2.5vw,38px);line-height:1;text-transform:uppercase;color:var(--orange-deep)}
.svc-card p{flex-grow:1}
.svc-more{font-weight:800}
.notsure{margin-top:16px;background:var(--navy);color:var(--white);border-radius:var(--r-card);padding:24px 30px;display:flex;flex-wrap:wrap;align-items:center;justify-content:space-between;gap:16px 32px}
.notsure-text{flex:1 1 400px}
.notsure-title{display:block;font-family:var(--f-display);font-size:30px;line-height:1.05;text-transform:uppercase;color:var(--orange)}
.notsure-text span:last-child{display:block;margin-top:4px;color:var(--on-navy)}
.notsure .btn{font-size:19px;padding:15px 28px}

/* review band */
.reviews{background:var(--orange);color:var(--navy);padding:var(--sec) 0}
.reviews .section-label,.reviews .kicker{text-align:center;color:var(--navy)}
.reviews .section-heading,.reviews .h-xl{text-align:center;margin:8px 0 40px;color:var(--navy)}
.reviews-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:16px;align-items:stretch}
.reviews-col{display:contents}
.review-card,.quote-card{background:var(--white);border:3px solid var(--navy);border-radius:var(--r-card);padding:30px;display:flex;flex-direction:column;gap:14px;margin:0;color:var(--navy)}
.review-stars{color:var(--orange-deep);letter-spacing:3px;font-size:18px}
.review-card blockquote{font-size:18px;line-height:1.5}
.quote-card blockquote{display:flex;flex-direction:column;gap:12px}
.quote-big{font-family:var(--f-display);font-size:34px;line-height:1.02;text-transform:uppercase}
.review-footer,.quote-who{display:flex;align-items:center;gap:12px;margin-top:auto}
.review-photo,.quote-who img{width:52px;height:52px;border-radius:999px;object-fit:cover;border:2px solid var(--navy);flex-shrink:0}
.review-author{font-weight:800}
.review-location,.quote-who .where{font-size:15px}
.mini-quote{background:var(--white);border:2px solid var(--navy);border-radius:20px;padding:14px 20px;font-size:16px;line-height:1.45}
.reviews .more{text-align:center;margin-top:36px}

/* how it works */
.how{display:flex;flex-wrap:wrap;gap:40px;align-items:flex-start}
.how-intro{flex:1 1 400px}
.how-intro h2 span{color:var(--orange)}
.how-intro p{margin-top:22px;max-width:480px;font-size:19px;color:var(--on-navy)}
.steps{flex:1 1 400px;list-style:none;display:flex;flex-direction:column;gap:14px;color:var(--navy)}
.steps li{background:var(--white);border-radius:28px;padding:22px 24px;display:flex;gap:20px;align-items:center}
.step-n{font-family:var(--f-display);font-size:56px;line-height:1;color:var(--orange);-webkit-text-stroke:2px var(--navy);flex-shrink:0}
.step-t{font-family:var(--f-display);font-size:26px;text-transform:uppercase;line-height:1.1}

/* meet ben */
.ben-card{background:var(--white);border:3px solid var(--navy);border-radius:36px;padding:clamp(22px,3vw,40px);display:flex;flex-wrap:wrap;gap:clamp(28px,4vw,48px);align-items:center}
.ben-photo{flex:1 1 300px;position:relative;display:flex;justify-content:center}
.ben-photo > img{width:100%;max-width:460px;height:auto;border-radius:28px;border:3px solid var(--navy)}
/* snapshot stack: three prints, positioned in % so the pile scales as one piece */
.snaps{position:relative;width:100%;max-width:520px;aspect-ratio:520/525;margin:0 auto}
.snap{position:absolute;background:var(--white);border:3px solid var(--navy);border-radius:14px;padding:1.9% 1.9% 2.7%;box-shadow:6px 6px 0 rgba(12,21,56,.15)}
.snap img{display:block;width:100%;aspect-ratio:4/3;object-fit:cover;border-radius:8px}
.snap-hike{right:0;top:0;width:53.85%;transform:rotate(5deg);z-index:1}
.snap-bike{left:0;top:6.48%;width:55.77%;transform:rotate(-6deg);z-index:2}
.snap-head{left:22.12%;top:47.62%;width:57.69%;transform:rotate(-1.5deg);z-index:3;box-shadow:8px 8px 0 var(--orange)}
.snap-head img{object-position:43% 30%}
.snaps .sticker{right:1%;bottom:4.5%;top:auto;transform:rotate(6deg);z-index:4;font-size:clamp(16px,1.6vw,21px);padding:8px 15px}
@media (max-width:520px){.snap{border-radius:11px}.snap img{border-radius:6px}.snap{box-shadow:4px 4px 0 rgba(12,21,56,.15)}.snap-head{box-shadow:6px 6px 0 var(--orange)}}
.ben-text{flex:1 1 400px}
.ben-text h2{font-family:var(--f-display);font-weight:400;text-transform:uppercase;font-size:clamp(46px,6vw,92px);line-height:.92;letter-spacing:-1px}
.ben-text p{margin-top:16px;font-size:19px;max-width:560px}
.ben-text .cred{margin-top:18px;font-size:15px;font-weight:600}
.ben-actions{display:flex;flex-wrap:wrap;gap:8px 14px;margin-top:24px;align-items:center}
.ben-actions .link{font-weight:800;text-decoration:none;padding:14px 6px}

/* faq */
.faq{max-width:1100px;margin:0 auto}
.faq h2{text-align:center;margin-bottom:28px;font-size:clamp(52px,7vw,104px)}
.faq-list{display:flex;flex-direction:column;gap:12px}
.faq details{background:var(--white);border:3px solid var(--navy);border-radius:24px;padding:20px 24px}
.faq summary{display:flex;justify-content:space-between;gap:16px;align-items:center;font-family:var(--f-display);font-size:24px;line-height:1.1;text-transform:uppercase;cursor:pointer;list-style:none}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"+";color:var(--orange-deep);font-size:36px;line-height:1;transition:transform .2s;flex-shrink:0}
.faq details[open] summary::after{transform:rotate(45deg)}
.faq details p{margin-top:12px}

/* final cta */
.final-cta{background:var(--orange);color:var(--navy);padding:clamp(64px,7vw,88px) 0;text-align:center}
.final-cta .kicker{color:var(--navy)}
.final-cta h2{font-family:var(--f-display);font-weight:400;text-transform:uppercase;font-size:clamp(52px,8vw,124px);line-height:.9;letter-spacing:-1px;margin-top:8px}
.final-cta p{margin:18px auto 0;max-width:560px;font-size:19px}
.final-cta .actions{display:flex;flex-wrap:wrap;gap:12px;justify-content:center;margin-top:28px}
.final-cta .cta,.reviews .cta{background:var(--navy);color:var(--white);margin-top:28px}
.final-cta .actions .cta,.final-cta .actions .btn{margin-top:0}

/* orange reviews band followed by the closing call to action: switch the closer to navy */
.reviews + .final-cta{background:var(--navy);color:var(--white);border-top:1px solid var(--line)}
.reviews + .final-cta .kicker{color:var(--orange)}
.reviews + .final-cta p{color:var(--on-navy)}
.reviews + .final-cta .cta{background:var(--orange);color:var(--navy)}

/* ---------- footer ---------- */
.site-footer{background:var(--navy);color:var(--white);padding:clamp(56px,6vw,80px) 0 clamp(48px,5vw,72px)}
.foot-cols{display:flex;flex-wrap:wrap;gap:36px;justify-content:space-between}
.foot-col{flex:1 1 220px}
.foot-h{font-family:var(--f-display);font-size:24px;letter-spacing:1px;text-transform:uppercase}
.squig{width:120px;height:16px;display:block;margin:10px 0 14px;fill:none;stroke:var(--orange);stroke-width:3;stroke-linecap:round}
.foot-col ul{list-style:none;display:flex;flex-direction:column;gap:4px;color:var(--on-navy)}
.foot-col a{text-decoration:none}
.foot-col a:hover{color:var(--orange)}
.foot-col .copy{margin-top:14px;color:var(--on-navy-soft)}
.foot-logo{display:flex;flex-wrap:wrap;align-items:center;justify-content:center;gap:12px clamp(12px,2vw,28px);margin-top:64px;color:var(--white);text-decoration:none}
.foot-logo svg{width:clamp(72px,11vw,170px);height:auto;flex-shrink:0}
.foot-logo .logo-text{display:flex;flex-direction:column;align-items:center}
.foot-logo .logo-word{font-size:clamp(56px,12vw,190px);transform:rotate(-2deg)}
.foot-logo .logo-sub{font-size:clamp(14px,1.8vw,28px);letter-spacing:.5em;margin-top:8px;padding-left:.5em}

/* ---------- inner page hero ---------- */
.page-hero,.article-hero,.pay-hero{background:var(--navy);color:var(--white);padding:clamp(40px,6vw,88px) 0 clamp(48px,6vw,88px)}
.page-hero h1,.pay-hero h1{font-family:var(--f-display);font-weight:400;text-transform:uppercase;font-size:clamp(48px,7.4vw,112px);line-height:.92;letter-spacing:-1px;max-width:18ch}
.page-hero h1 em,.article-hero h1 em{font-style:normal;color:var(--orange)}
.page-hero p,.pay-hero p{margin-top:20px;max-width:620px;font-size:clamp(18px,1.6vw,21px);color:var(--on-navy)}
.page-hero p a{color:var(--white);text-underline-offset:3px}
.page-hero .cta{margin-top:28px}
.article-hero h1{font-family:var(--f-display);font-weight:400;text-transform:uppercase;font-size:clamp(40px,5.4vw,80px);line-height:.95;letter-spacing:-.5px;max-width:20ch;color:var(--white)}
.breadcrumb{font-size:15px;color:var(--on-navy-soft);margin-bottom:18px}
.breadcrumb a{color:var(--on-navy);text-underline-offset:3px}
.article-meta{margin-top:20px;font-size:15px;font-weight:600;color:var(--orange)}

/* ---------- reading content (service pages, policy) ---------- */
.content,.policy{padding:var(--sec) 0}
.content .wrap,.policy .wrap{max-width:calc(var(--read) + var(--gut)*2)}
.content h2,.article-body h2,.policy h2{font-family:var(--f-display);font-weight:400;text-transform:uppercase;font-size:clamp(34px,4.2vw,52px);line-height:1;letter-spacing:-.3px;margin:56px 0 16px}
.content h2:first-child,.article-body > h2:first-child,.policy h2:first-of-type{margin-top:0}
.content h3,.article-body h3,.policy h3{font-family:var(--f-display);font-weight:400;text-transform:uppercase;font-size:26px;line-height:1.1;margin:32px 0 10px}
.content p,.article-body p,.policy p{margin-bottom:16px}
.content ul,.content ol,.article-body ul,.article-body ol,.policy ul{margin:0 0 18px 24px}
.content li,.article-body li,.policy li{margin-bottom:8px}
.content a:not(.cta):not(.btn),.article-body a:not(.cta):not(.btn),.policy a,.also-serve a,.pay-foot a,.intro a{color:var(--orange-deep);font-weight:600;text-underline-offset:3px}
.effective{font-weight:600;color:var(--ink-soft)}
.highlight-box{background:var(--white);border:3px solid var(--navy);border-radius:28px;padding:28px 30px;margin:32px 0}
.highlight-box p:first-child strong:only-child{display:block;font-family:var(--f-display);font-weight:400;text-transform:uppercase;font-size:28px;line-height:1.05;color:var(--orange-deep);margin-bottom:4px}
.highlight-box p:last-child{margin-bottom:0}
.mid-cta{text-align:center;margin-top:40px}

/* ---------- articles ---------- */
.article-layout{max-width:var(--max);margin:0 auto;padding:var(--sec) var(--gut);display:grid;grid-template-columns:minmax(0,var(--read)) 260px;gap:clamp(40px,6vw,96px);justify-content:center}
.article-body{min-width:0;font-size:19px;line-height:1.65}
.article-body table{width:100%;border-collapse:collapse;margin:24px 0;font-size:16px;background:var(--white);border:3px solid var(--navy);border-radius:20px;overflow:hidden;display:block;overflow-x:auto}
.article-body th,.article-body td{padding:12px 14px;text-align:left;border-bottom:1px solid rgba(12,21,56,.12);vertical-align:top}
.article-body th{background:var(--navy);color:var(--white);font-weight:800}
.callout{background:var(--white);border:3px solid var(--navy);border-radius:24px;padding:24px 26px;margin:28px 0;box-shadow:6px 6px 0 var(--orange)}
.callout p:last-child,.example p:last-child{margin-bottom:0}
.example{background:#FFE6DC;border-radius:24px;padding:24px 26px;margin:28px 0}
.step-list{counter-reset:steps;list-style:none;margin:24px 0!important;padding:0}
.step-list li{counter-increment:steps;position:relative;padding:4px 0 18px 56px;margin:0}
.step-list li::before{content:counter(steps);position:absolute;left:0;top:0;width:40px;height:40px;border-radius:999px;background:var(--navy);color:var(--orange);font-family:var(--f-display);font-size:20px;display:flex;align-items:center;justify-content:center}
.checklist-box{background:var(--white);border:3px solid var(--navy);border-radius:24px;padding:22px 26px;margin:20px 0}
.checklist-box h3{margin-top:0!important;color:var(--orange-deep)}
.checklist-box p{position:relative;padding-left:34px;margin-bottom:10px}
.checklist-box p:last-child{margin-bottom:0}
.checklist-box p::before{content:"";position:absolute;left:0;top:3px;width:22px;height:22px;border:3px solid var(--navy);border-radius:7px;background:var(--cream)}
.article-cta{background:var(--orange);color:var(--navy);border-radius:36px;padding:clamp(28px,4vw,44px);margin-top:56px;text-align:center}
.article-cta h2{margin:0 0 12px!important;font-size:clamp(34px,4.4vw,56px)!important}
.article-cta p{max-width:520px;margin:0 auto 22px!important}
.article-cta .cta{background:var(--navy);color:var(--white)}
.toc-mobile{display:none;background:var(--white);border:3px solid var(--navy);border-radius:20px;padding:16px 20px;margin-bottom:32px}
.toc-mobile summary{font-family:var(--f-display);text-transform:uppercase;font-size:20px;cursor:pointer;list-style:none;display:flex;justify-content:space-between;align-items:center}
.toc-mobile summary::-webkit-details-marker{display:none}
.toc-mobile summary::after{content:"+";color:var(--orange-deep);font-size:28px;line-height:1;transition:transform .2s}
.toc-mobile[open] summary::after{transform:rotate(45deg)}
.toc-mobile ol{margin:12px 0 0 22px!important;font-size:17px}
.toc-mobile a{color:var(--navy)!important;font-weight:600}
.toc-sidebar{position:sticky;top:calc(var(--hdr-h) + 24px);align-self:start}
.toc-title{font-family:var(--f-marker);font-size:22px;color:var(--orange-deep);margin-bottom:12px;transform:rotate(-2deg)}
.toc-sidebar ol{list-style:none;border-left:3px solid rgba(12,21,56,.12)}
.toc-sidebar a{display:block;padding:7px 0 7px 16px;margin-left:-3px;border-left:3px solid transparent;font-size:15px;line-height:1.35;color:var(--ink-soft);text-decoration:none;font-weight:600}
.toc-sidebar a:hover{color:var(--navy)}
.toc-sidebar a.active{color:var(--orange-deep);border-left-color:var(--orange)}

/* ---------- blog index ---------- */
.blog-list{padding:var(--sec) 0}
.blog-list .wrap{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:16px}
.blog-card{background:var(--white);border:3px solid var(--navy);border-radius:var(--r-card);padding:28px;display:flex;flex-direction:column;gap:12px;text-decoration:none;color:var(--navy);transition:transform .2s ease}
@media (hover:hover){.blog-card:hover{transform:translateY(-3px)}}
.blog-card h2{font-family:var(--f-display);font-weight:400;text-transform:uppercase;font-size:28px;line-height:1.02}
.blog-card p{flex-grow:1}
.blog-card::after{content:"Read it \2192";font-weight:800}
.card-tag{align-self:flex-start;background:var(--navy);color:var(--white);font-family:var(--f-display);font-size:14px;letter-spacing:1px;text-transform:uppercase;padding:6px 14px;border-radius:999px}

/* ---------- about ---------- */
.intro{padding:var(--sec) 0 0}
.intro-lead{font-family:var(--f-display);text-transform:uppercase;font-size:clamp(34px,4.4vw,60px);line-height:1;max-width:20ch;margin-bottom:32px}
.values-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:16px}
.value-card{background:var(--white);border:3px solid var(--navy);border-radius:var(--r-card);padding:28px}
.value-card h3{font-family:var(--f-display);font-weight:400;text-transform:uppercase;font-size:34px;line-height:1;color:var(--orange-deep);display:flex;align-items:center;gap:12px;margin-bottom:10px}
.v-icon{width:46px;height:46px;border-radius:999px;background:var(--navy);color:var(--orange);display:inline-flex;align-items:center;justify-content:center;font-size:22px;flex-shrink:0;font-family:var(--f-body)}
.bio{padding:var(--sec) 0}
.bio .wrap{display:flex;flex-wrap:wrap;gap:clamp(28px,4vw,56px);align-items:center}
.bio-photo{flex:1 1 300px;max-width:520px;position:relative}
.bio-photo > img{width:100%;height:auto;border-radius:32px;border:3px solid var(--navy);box-shadow:10px 10px 0 var(--orange)}
.bio-text{flex:1 1 420px}
.bio-text h2{font-family:var(--f-display);font-weight:400;text-transform:uppercase;font-size:clamp(46px,6vw,92px);line-height:.92;letter-spacing:-1px;margin-bottom:22px}
.bio-text p{font-size:19px;margin-bottom:16px;max-width:600px}
.bio-text p:last-child{font-size:15px;font-weight:600}
.giving{background:var(--navy);color:var(--white);padding:var(--sec) 0}
.giving-header{max-width:780px;margin-bottom:40px}
.giving .section-label{color:var(--orange)}
.giving .section-heading{margin:8px 0 20px;font-size:clamp(48px,7vw,104px)}
.giving-header p{color:var(--on-navy);font-size:19px}
.orgs-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:16px}
.org-card{background:var(--white);color:var(--navy);border-radius:var(--r-card);overflow:hidden;text-decoration:none;display:flex;flex-direction:column;transition:transform .2s ease}
@media (hover:hover){.org-card:hover{transform:translateY(-3px)}}
.org-img img{width:100%;aspect-ratio:16/10;object-fit:cover}
.org-body{padding:24px 26px 28px;display:flex;flex-direction:column;gap:10px;flex-grow:1}
.org-body h3{font-family:var(--f-display);font-weight:400;text-transform:uppercase;font-size:28px;line-height:1.02}
.org-body p{flex-grow:1}
.org-link{font-weight:800;color:var(--orange-deep)}

/* ---------- service area ---------- */
.map-section{padding:var(--sec) 0}
.map-intro{font-size:clamp(19px,1.8vw,23px);max-width:760px;margin-bottom:32px}
.map-container{border:3px solid var(--navy);border-radius:32px;overflow:hidden;box-shadow:10px 10px 0 var(--orange);margin-bottom:48px;background:var(--white)}
.map-container iframe{display:block;width:100%;height:clamp(320px,42vw,480px);border:0}
.counties{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:16px}
.county-card{background:var(--white);border:3px solid var(--navy);border-radius:28px;padding:24px 26px}
.county-card h3{font-family:var(--f-display);font-weight:400;text-transform:uppercase;font-size:30px;line-height:1;display:flex;align-items:center;justify-content:space-between;gap:10px;margin-bottom:12px}
.county-state{font-size:14px;letter-spacing:1px;background:var(--orange);color:var(--navy);padding:4px 10px;border-radius:999px}
.cities{font-size:16px;line-height:1.6;color:var(--ink-soft)}
.also-serve{margin-top:24px;background:var(--navy);color:var(--white);border-radius:28px;padding:24px 30px;text-align:center}
.also-serve strong{font-family:var(--f-display);font-weight:400;text-transform:uppercase;font-size:26px;color:var(--orange);display:block;margin-bottom:4px}
.also-serve a{color:var(--orange)!important}

/* ---------- pay ---------- */
.pay-section{padding:var(--sec) 0}
.pay-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:20px;max-width:960px;margin:0 auto}
.pay-card{background:var(--white);border:3px solid var(--navy);border-radius:32px;padding:32px;display:flex;flex-direction:column;gap:16px}
.pay-card h2{font-family:var(--f-display);font-weight:400;text-transform:uppercase;font-size:38px;line-height:1}
.pay-tagline{color:var(--ink-soft)}
.qr-wrap{display:flex;justify-content:center;padding:8px 0}
.qr-wrap img{width:220px;border-radius:16px}
.venmo-link{display:inline-flex;align-items:center;justify-content:center;gap:10px;font-family:var(--f-display);text-transform:uppercase;letter-spacing:1px;font-size:20px;padding:15px 26px;border-radius:999px;background:var(--navy);color:var(--white);text-decoration:none}
.venmo-link svg{width:20px;height:20px}
.pay-steps{list-style:none;display:flex;flex-direction:column;gap:12px;margin-top:6px}
.pay-steps li{display:flex;gap:12px;align-items:flex-start}
.pay-step-num{width:32px;height:32px;border-radius:999px;background:var(--orange);color:var(--navy);font-family:var(--f-display);display:flex;align-items:center;justify-content:center;flex-shrink:0}
.card-types{display:flex;flex-wrap:wrap;gap:8px;align-items:center;font-size:15px}
.payment-icons{display:flex;flex-wrap:wrap;gap:6px}
.payment-icons span{border:2px solid var(--navy);border-radius:8px;padding:2px 8px;font-weight:800;font-size:13px;display:inline-flex;align-items:center;gap:3px}
.pay-foot{text-align:center;margin-top:32px}

/* ---------- calendar ---------- */
.cal-page{padding:clamp(24px,4vw,48px) 0 var(--sec)}
.cal-page .wrap{max-width:1100px}
.cal-page .kicker{margin-bottom:6px}
.cal-page h1{margin-top:14px}
.cal-page h1{font-family:var(--f-display);font-weight:400;text-transform:uppercase;font-size:clamp(44px,6vw,84px);line-height:.92;letter-spacing:-1px}
.cal-page .lead{margin-top:12px;font-size:19px;max-width:640px}
.cal-box{margin-top:28px;background:var(--white);border:3px solid var(--navy);border-radius:32px;overflow:hidden;min-height:680px}
.cal-container{width:100%;min-height:680px}
.cal-alt{margin-top:20px;font-weight:600}
.cal-alt a{color:var(--orange-deep)}

/* ---------- responsive ---------- */
@media (max-width:1000px){
  .nav{gap:20px;font-size:15px}
  .article-layout{grid-template-columns:minmax(0,1fr)}
  .toc-sidebar{display:none}
  .toc-mobile{display:block}
  .blog-list .wrap,.counties,.orgs-grid{grid-template-columns:repeat(2,minmax(0,1fr))}
}
@media (max-width:860px){
  .nav,.hdr-phone{display:none}
  .hdr-mob{display:flex}
}
@media (max-width:760px){
  .site-footer{padding-bottom:calc(120px + env(safe-area-inset-bottom))}
  .grid3,.reviews-grid,.values-grid,.blog-list .wrap,.counties,.orgs-grid,.pay-grid{grid-template-columns:1fr}
  .svc-title{font-size:32px}
  .btn-block-sm{width:100%}
  .hero-actions .btn,.hero-call,.rating{width:100%;justify-content:center;text-align:center}
  .ben-actions .btn,.ben-actions .link,.final-cta .actions .btn,.final-cta .actions .cta,.notsure .btn{width:100%;text-align:center}
  .page-hero .cta,.mid-cta .cta,.final-cta .cta{width:100%}
  .callbar{display:flex;position:fixed;left:0;right:0;bottom:0;z-index:90;gap:10px;padding:10px 14px calc(10px + env(safe-area-inset-bottom));background:var(--navy);border-top:3px solid var(--orange)}
  .callbar a{flex:1 1 0;text-decoration:none;text-align:center;font-family:var(--f-display);text-transform:uppercase;letter-spacing:1px;font-size:18px;padding:13px 8px;border-radius:999px;background:var(--white);color:var(--navy)}
  .callbar a.book{background:var(--orange)}
  .faq summary{font-size:22px}
  .article-body{font-size:18px}
  .cal-box,.cal-container{min-height:760px;border-radius:24px}
}